New simple ways to convert Video files online

Many a times you come across some online videos which you would like to download on your computer or your mobile phone. Mostly these are Flash/FLV format videos that you see on websites like YouTube, Daily Motion etc.. well i would like to share some quite simple methods to download these video files in your required format.

Here are some tools that would do the trick.

1.Movavi: I would say Movavi Online Video Converter is the easiest way to get your videos in the format you want. Steps to follow are simple.. go to the website, then either fetch it the URL of the video file (eg. This from YouTube. http://www.youtube.com/watch?v=8us3ZOPo3MU ) or alternatively browse/attach an existing file from your computer.

Then select the download format (this site has almost all formats) Then hit "Convert". Soon you would get a converted link to download the file... as simple as that. Try it to know its simplicity.
The Link

2.KickYouTube: Its the best way to download video files from the YouTube website. KickYouTube is a clone site of YouTube with a "kick" feature. This "kick" directly allows you to download videos in your required format, be it 3GP, AVI, MP4, etc... All YouTube files are available at Kickyoutube site.
The Link
Here is an video demo of the kick effect

Downloads: 25111 Views: 33975

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Enterprise brands vs Consumer brands

Anyone interested in mobile banking and payments would agree that one is confronted by so many brands. Regional groups, small companies, great ideas, innovative products. As you start unravelling the puzzle, it becomes more and more complex and confusing. Who should you be talking to and why? What I have seen happens is that some-one new to the industry starts talking to every-one and the more they talk the more confusing things turn out to be.

So here is my advise: decide if you want to find a consumer product that you may want to use or re-brand or partner with, or if you are looking for an enterprise brand - a company that will help you to develop your own mobile banking strategy and help you deploy your own product. This is one of the first decisions that must be taken.

Consumer brands are usually somewhat regionally baised. For instance MTN banking is a Africa, Middle East brand, whereas m-Pesa is of course well-known in Kenya, while mChek is predominantly and Indian brand. These companies offer specific products to end-subscribers and they have lot to offer in terms of their actual consumer products.

On the other hand, when considering a enterprise brand, it is important to be clear about the ability of the company to support your own specific needs. You should ask yourself if they will be around in future to support and enhance your investment in mobile banking. It is important to select a company with critical mass and with good procedures in support of enterprise companies. Few of these are around.

The most dangerous companies are those with a consumer brand and trying to be enterprise solutions too. You would not know if they are helping you or competing against you.

Difference between encrypted and ordinary SMS mobile banking

The use of SMS infrastructure for mobile banking makes a lot of sense. Many deployments with this (very popular) mechanism is available in many countries. This type of mobile banking is rather easy to implement and can be accessed on any handset, in any country and with (if not low) at least predictable cost. It is relatively easy to deploy and extend and can be made available to any market within a short timeframe. As a matter of fact, the neighbour's son that recently completed that computer diploma thing, can probably do the integration.

Unfortunately, it is also basically not secure, can easily be hacked, the service is not reliable (or predictable) enough (for banking). The user experience is open for interpretation and consumer protection is therefor also difficult. Support costs and training is always a challenge.

Encrypted SMS deployments while significantly more complex solves all of the above problems. Consumers are presented with an easily understood menu on any handset (the same format as all of the other services on the handset). The solution works on any handset is available from anywhere in the world and is almost un-hackable. This type of infrastructure utilise the most advanced encryption technology (piggy-back on inherent GSM security primitives) and is the basis for most of the success stories around (including mPesa, MTN Mobile money, Smart Money and mChck).

One should be careful to distinguish between SMS mobile banking and encrypted SMS mobile banking. The only similarity is the actual carrier technology.

Multiplayer NumptyPhysics (on a MT table)

(Again, not really tablet-related, but multiplayer could be ported to tablets eventually. Feel free to skip :)

The multi-touch table version of Tim Edmonds' NumptyPhysics gained support for multi-player modes and multi-touch drawing, dragging and deleting in the last few weeks. You can watch the evaluation video here or below.

New features and play modes include:

• Multi-player cooperative (single token and goal)
• Multi-token single-goal versus game
• Multi-token multi-goal versus game
• Draw multiple strokes at the same time
• Move drawn items with two-finger-drag
• Delete drawn items with three-finger-tap

Lesson learned: You need to get the level design right.

Word count for "multi" in this post: 10.

Do you speed up when you hear the bell?

I started working on mobile banking and payment solutions in 1999. This is now ten years ago. If someone told me that this would be a marathon, I would not have believe them. During those early years, I came to realise that this is going to be a long journey and we structured ourselves accordingly. Growing our capacity in line with the market. Today, because of this strategy we are a very healthy business and able to serve our customers well.

The question is when to really start accelerating. If it was a race, we would be listening to hear the bell indicating the final round and if we paced ourselves well, we would still have capacity to speed up. It would be interesting to debate how this bell would sound in the mobile banking race. My view is that it would be number of transacting subscribers. When this industry produces somewhere between thirty and fifty million active subscribers, the bells would go off. When this bell starts ringing it will be up to those companies with enough resources to define the new industry. We definitely intend to be in the final pack.

Important Jitterbug Phone Software Update

We have featured the Jitterbug phone and service in this cell phone for seniors blog. The Jitterbug is one of the leading mobile phone for seniors in the market. However, this device is also imperfect and performance issues could sometimes affect its performance.

Samsung has issued a voluntary recall of Jitterbug phone units because of an issue that causes the device to fail when connecting to 911 emergency services. This Jitterbug phone problem most often occurs when users roam outside of their defined calling area or in the a no-service area.

However, Jitterbug phones will operate normally in users' home regions.

Owners of the Jitterbug phone may visit a customer service center to have the phone's system software updated. The models SPH-a110 and SPH-a120 are included in this update. Customers can also send the phone directly to Samsung, which will upgrade the phone and return it within about a week.

Here's a letter from Sue Weaver VP of Customer Service for Jitterbug regarding this problem:

At Jitterbug, we always put our customers first. Your safety and peace of mind are our primary considerations. When we learned that many of the Jitterbug phones sold after March 1, 2008 have a software issue that could, in a "no service" area, impact certain Jitterbug phones' ability to connect with 911 emergency services, we began working with Samsung, the manufacturer of the Jitterbug, to resolve this issue.

Please be assured that this software issue does NOT affect your basic cellular service. You may continue to make and receive calls, including 911 emergency calls, wherever Jitterbug cellular service is available. Again, this is an issue only when there is “no service” available on your Jitterbug phone. So if you are in an area where you are normally able to make phone calls, this software issue will not present a problem.

Although this issue potentially affects only a small number of phone users, Samsung is providing a free update of the software in most Jitterbug phones sold after March 1, 2008. Customers eligible for the software upgrade will receive a letter from Samsung explaining the two easy methods available: 1) visit one of the designated Samsung Service Centers in your area or 2) send your phone to Samsung’s Service Center using the prepaid envelope included in the letter.

As always, our Customer Service team is available 24 hours a day, 7 days a week to assist with any questions regarding this issue or any other service need you may have. Simply call 1-800-733-6632.

That's it for this latest news on the Jitterbug phone. tune in to this blog to get more of the latest news and updates on cell phones for seniors.

Important Jitterbug Phone Software Update

We have featured the Jitterbug phone and service in this cell phone for seniors blog. The Jitterbug is one of the leading mobile phone for seniors in the market. However, this device is also imperfect and performance issues could sometimes affect its performance.

Samsung has issued a voluntary recall of Jitterbug phone units because of an issue that causes the device to fail when connecting to 911 emergency services. This Jitterbug phone problem most often occurs when users roam outside of their defined calling area or in the a no-service area.

However, Jitterbug phones will operate normally in users' home regions.

Owners of the Jitterbug phone may visit a customer service center to have the phone's system software updated. The models SPH-a110 and SPH-a120 are included in this update. Customers can also send the phone directly to Samsung, which will upgrade the phone and return it within about a week.

Here's a letter from Sue Weaver VP of Customer Service for Jitterbug regarding this problem:

At Jitterbug, we always put our customers first. Your safety and peace of mind are our primary considerations. When we learned that many of the Jitterbug phones sold after March 1, 2008 have a software issue that could, in a "no service" area, impact certain Jitterbug phones' ability to connect with 911 emergency services, we began working with Samsung, the manufacturer of the Jitterbug, to resolve this issue.

Please be assured that this software issue does NOT affect your basic cellular service. You may continue to make and receive calls, including 911 emergency calls, wherever Jitterbug cellular service is available. Again, this is an issue only when there is “no service” available on your Jitterbug phone. So if you are in an area where you are normally able to make phone calls, this software issue will not present a problem.

Although this issue potentially affects only a small number of phone users, Samsung is providing a free update of the software in most Jitterbug phones sold after March 1, 2008. Customers eligible for the software upgrade will receive a letter from Samsung explaining the two easy methods available: 1) visit one of the designated Samsung Service Centers in your area or 2) send your phone to Samsung’s Service Center using the prepaid envelope included in the letter.

As always, our Customer Service team is available 24 hours a day, 7 days a week to assist with any questions regarding this issue or any other service need you may have. Simply call 1-800-733-6632.

That's it for this latest news on the Jitterbug phone. tune in to this blog to get more of the latest news and updates on cell phones for seniors.

Souvereign Rating - Rating des pays (Deutschland, France,USA,UK)

Some thoughts on Mastercard's P2P payment platform

MasterCard recently announced the launch of a mobile-based service for P2P transactions. (Read more here). This is a great idea and makes a lot of sense. The concept is that you register your MasterCard for the service. You could then use your phone to send money from your MasterCard to any other MasterCard. The money is merely debited from your MasterCard and credited to the receiver's MasterCard. Makes you think why nobody thought of this before.

The fact is that it has been thought of before (many times). Read about the previous attempts here, here and here. If you take some trouble you will find much more references and these are the ones that have been reported on. I do know of a few projects that were attempted but nothing was ever published about them. So what went wrong? Why is it not a roaring success?

The simple answer is: "the business case". The thing is that all MasterCard's are issued by banks on the understanding that they get paid for each transaction done with the card. This payment is a share of the merchant fee (also referred to as the interchange fee). In other words, merchants pay for every payment received by means of a card. In P2P transactions the merchant is absent and it is always difficult to find some-one to pay enough to satisfy two banks.

Twitter explained in plain english video

I’ve been Twittering and I must admit its addictive. I think its real-time updates feature is what mainly draws people to Twitter where they share updates on what they are doing or their brief thoughts. In one of my previous post i had shared details on How twitter was born. Now here i wanted to share how twitter works and what is twitter all about.

Here is a plain English video explaining twitter. Credits: Commoncraft


Simply put, a Tweet is a message sent on Twitter. To send or receive a Tweet, you have to create a free account with Twitter. Once you have an account, you can begin building your network of contacts. You can invite other users to receive your Tweets, and you can follow other members' posts.

Tweets can only have up to 140 characters before the system cuts off the rest of the message. Tweets can only contain text -- members can't include pictures, video or other computer files with Tweet messages. Some people call Twitter micro-blogging -- very short messages. Users can update people about what's going on, like a blog, but the messages themselves are limited in length by system constraints.

So tweet yourself and the know how good it works for you. Hey, by the way here is a twitter song i liked... i should rather say the twitter dance song. Enjoy


If your are looking for some cool and useful twitter resources do visit..Technowiki which has a brief list of twitter resources... So happy twittering !!

More about the Mzanzi Accounts

David Porteous (Bankable Frontiers) gave a very good presentation on the Mzansoi account scheme at the recent MMU summit. Although I am quite familiar with the scheme, it once again enforced a number of lessons regarding the roll-out of transformational banking. I do not have all the statistics at my fingertips, but let me summarise the scheme and then I will make some conclusions.

The Mzansi account scheme is a special type of account developed by all the major South African banks and launched at the same time by all during about 2003/2004 timeframe. The vision with this scheme was to provide a low cost bank account on a non-competitive basis that would ensure access to more people to the banking system. The program was very successful with large numbers of bank accounts being opened and the co-brand becoming well-known. However, the usage profile was quite low with one-time cash-withdrawals the primary transaction. It is also my understanding that although average revenue per account per month is about $1.50, most (all?) banks run this scheme at a loss.

What is the conclusions for mobile banking?

• First it is possible to launch transformational bank accounts (with full KYC compliance) and ensure massive take-up: especially if a need exists and proper marketing support is given.
• It is possible to generate revenue from these accounts at a level that can drive a business case, providing costs can be reduced to acceptable levels.
  
• It is important to provide additional utility (like bill payments, money transfer, airtime purchase etc.) to ensure improved loyalty and to generate additional revenue. These services can only be provided by means of mobile phones.

The Mzansi "experiment" in South Africa serves as a great case study for transformational banking and is more evidence of the need that exists at the bottom of the pyramid.

Have you seen it?

I remember the first time I read about "browsers" and "crawlers". I have never seen or used the Internet during that time (late eighties) and I did not have a clue what a browser is. The picture that I had of a browser was not even remotely what it turned out to be when I saw the Internet in action at a later stage. I was reminded again this week of the difference between learning about something and actually seeing it. It is almost amusing what models people build in their heads of what mobile wallets are and how they work. We that have seen these systems in operation have a clear understanding of how they work, what should be considered when working with them and what can go wrong.

It struck me recently that many people speak of these systems on the basis of what they have read and what others have told them. Some of these people project themselves as experts and even speak at conferences. When you hear an expert speaking about mobile wallets, do yourself a favour: Ask them this simple question: "Have you seen it".

Groupwide deals

Fundamo recently announced that they concluded a deal with MTN for the deployment of their wallet solution to all 23 country-operations in the group. Progress has been swift with ten countries already deployed and a further five in process. It has been rumoured that other large mobile operator groups are also looking at groupwide deployments of wallet solutions. The question is what makes groupwide deployments different than individual country deployments and what is required to be able to deliver on such deals.

Groupwide deployments are different to individual deployemnts and more complex because of the following reasons:

• Groupwide deployments usually require the incapsulation of some groupwide standards that must be adapted through extensions for individual countries. This is not as easy as it may seem.
• Groupwide collaboration on lessons learned, innovation and also inter-operability must be incorporated in all of the projects. This leads to a lot of project overhead.
• Commercial contracting though centrally based acquiring departments are usually significantly more complex than smaller individual contracts. Because of the size of these deals, suppliers are usually under bigger pressure with more exposure from a liability perspective. Delivery within these types of contractual frameworks are much more onerous on suppliers
• If suppliers can define groupwide blueprints and use economy of scale on these projects, deployments can be quicker and more predictable.

The deployment of Groupwide solutions are significantly more complex, but if done properly can deliver many benefits.

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Harga Jual|Harga Beli|Baru&Bekas|Spesifikasi NOKIA N78

NOKIA N78 series is the next generation of NOKIA N73.NOKIA N78 series is a multimedia 3G Smartphone made by Nokia.It is a GSM/WCDMA dual mode portable multimedia computer supporting WCDMA 900/2100 HSDPA, EGSM 850/900/1800/1900 and WLAN. Spesifikasi,fitur,and baterai Nokia N78 was outspread in internet.Use the Nokia N78 for connecting to mobile Broadband using WLAN or HSDPA (3.5G) with faster downloading than 3G. Find directions and locations with the integrated A-GPS and included maps. Take photos with a 3.2 megapixel auto focus camera and enjoy videos, music and graphics on the 2.4” QVGA (240 x 320 pixels), 16M color display. Listen to music with using the built-in stereo speakers. Addition features include UPnP, Bluetooth 2.0 +EDR and USB 2.0 High-Speed.

THE SPECIFICATION

General

• 2G Network GSM 850 / 900 / 1800 / 1900
• 3G Network HSDPA 900 / 2100
• HSDPA 850 / 1900 - American version

Announced

• 2008, February

Status

• Available. Released 2008, May

Size

• Dimensions 113 x 49 x 15.1 mm, 76.5 cc
• Weight 101.8 g

Display

• Type TFT, 16M colors
• Size 240 x 320 pixels, 2.4 inches
• Touch-sensitive Navi wheel

Sound

• Alert types
• Vibration; Downloadable polyphonic, MP3 ringtones
• Speakerphone Yes, with stereo speakers
• - 3.5 mm audio jack

Memory

• Phonebook Practically unlimited entries and fields, Photocall
• Call records Detailed, max 30 days
• Internal 76 MB storage, 96 MB RAM
• Card slot microSD (TransFlash), hotswap, buy memory

Data

• GPRS Class 11, 118.4 kbits
• HSCSD Yes
• EDGE Class 32, 296 / 177.6 kbits
• 3G HSDPA, 3.6 Mbps
• WLAN Wi-Fi 802.11 b/g, UPnP technology
• Bluetooth Yes, v2.0 with A2DP
• Infrared port No
• USB Yes, v2.0 microUSB

Camera

• Primary 3.15 MP, 2048x1536 pixels, autofocus, Carl Zeiss optics, LED flash
• Video Yes, VGA@15fps
• Secondary CIF videocall camera

OS

• Symbian OS, S60 rel. 3.2

CPU

• ARM 11 369 MHz processor

Features

• Messaging SMS, MMS, Email, Instant Messaging
• Browser WAP 2.0/xHTML, HTML, RSS feeds
• Radio Stereo FM radio with RDS; FM transmitter; Visual radio
• Games Yes + Java downloadable, N-Gage compatible
• Colors Brown, Blue, White
• GPS Yes, with A-GPS support; Nokia Maps
• Java Yes, MIDP 2.0
• MP3/M4A/AAC/eAAC+/WMA player
• Push to Talk
• Voice command/dial
• Organizer
• Printing
• Document viewer (Word, Excel, PowerPoint, PDF)
• T9
• Photo/video editor

Battery

• Standard battery, Li-Ion 1200 mAh (BL-6F)

• Stand-by Up to 320 h (2G) / 312 h (3G)

• Talk time Up to 4 h 20 min (2G) / 3 h 10 min (3G)

HARGA BELI BARU : Rp 2.900.000,00

HARGA BELI BEKAS : Rp 2.400.000,00

HARGA JUAL KEMBALI : Rp 2.000.000,00

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Source: Crottaz Finance

Harga Jual|Harga Beli|Baru&Bekas|Spesifikasi NOKIA N73

NOKIA N73 series is a mobile phone that have good specification. Now,'spesifikasi,fitur,baterai,gambar,and charge of nokia N73 was outspread in internet.It is a stunning multimedia computer in a compact and savvy exterior with exquisite photography features and integrated stereo speakers with 3D sound for optimized audio pleasure. In addition to a large 2.4” display, N73 includes a 3.2 megapixel camera with Carl Zeiss optics, autofocus and support for Internet communities like Flickr – a package ready to challenge any digital camera.

THE SPECIFICATION :

Dimensions

• 110 x 49 x 19 mm

Weight

• 116 g

Display

• TFT, 256K colors

Size

• 240 x 320 pixels, 36 x 48 mm

Ringtones

• Polyphonic (64 channels), MP3

Customization

• Download

Vibration

• Yes
• 3D sound stereo speakers

Call records

• Detailed, max 30 days

Card slot

• miniSD, hot swap, buy memory

Memory

• 42 MB user memory
• 64 MB SDRAM
• ARM 9 220 MHz processor

GPRS

• Class 10 (4+1/3+2 slots), 32 - 48 kbps

HSCSD

• Yes

EDGE

• Class 11, 236.8 kbps

3G

• Yes, 384 kbps

WLAN

• No

Bluetooth

• Yes, v2.0 with A2DP (latest firmware)

Infrared port

• Yes

USB

• Yes, v2.0, Pop-Port

OS

• Symbian OS 9.1, S60 3rd edition

Messaging

• SMS, MMS, Email, Instant Messaging

Browser

• WAP 2.0/xHTML, HTML

Colors

• Silver Grey/Deep Plum
• Frost White/Metallic Red, Black (Music Edition)

Camera

• 3.15 MP, 2048x1536 pixels, Carl Zeiss optics

Features

• Java MIDP 2.0
• Push to talk
• Video calling and download
• MP3/AAC/MPEG4 player
• T9
• Stereo FM radio
• Voice command/dial
• PIM including calendar, to-do list and printing
• Document viewer
• Photo/video editor
• Integrated handsfree

Battery

• Standard battery, Li-Ion 1100 mAh (BP-6M )

Stand-by

• Up to 350 h

Talk time

• Up to 6 h

HARGA BELI BARU : -

HARGA BELI BEKAS : Rp 1.600.000,00

HARGA JUAL KEMBALI : Rp 1.300.000,00

Large Button Cell Phones for Seniors

The keypad and it's buttons is a major factor for selecting a good mobile phone for a senior user. The elderly are not overly concerned about stylish handsets with their flat keypads and cramped buttons. They prefer a phone with a simple keypad configuration with large and widely-spaced buttons.

Let's look at a few large button cell phones for seniors and do a quick review of their easy-to-use keypads.

The Jitterbug is a premier cell phone for elderly users. And as expected its keypad and buttons are really fir for senior users. Here's what Cnet.com has to say with the keypad on these large button cell phones for seniors:

The usability of the keypad is where this phone really shines. There is a dedicated On/Off button, as well as large Yes and No buttons, along with two simple arrow keys in the middle to scroll through lists. The number keys are similarly large and amazingly tactile, making it very easy to dial by feel if you so choose. Using this phone couldn't be easier.

The keypad on large button cell phones for seniors may not look pretty but nothing can beat them when it comes to usability.

The UTStarcom Coupe 8630 also belongs to large button cell phones for seniors. The buttons are large and widely spaced so one can easily dial a number. This phone also has a dedicated 911 button which allows a user to call for emergency with a single touch of a button.

Some large button cell phones have keypads made out of special material that makes them ideal for elderly users. For example, the navigation and alphanumeric buttons on the Sanyo SCP 7050 are coated with a special material that gives them a a bubble like texture. Seniors can navigate the phone easily and dial numbers by feel due to this substance.

I would also like to mention that the lighting behind the buttons is an important factor. Size is not enough. A phone's buttons should also have good background light to allow a user to distinguish a particular key in low light conditions.

Large button cell phones are great for senior citizens. However, it takes more than just large buttons to make a good handset for senior users. The large button cell phones for seniors should also have a good display, a simple interface and other characteristics to be ideal for one's grandparents.

Large Button Cell Phones for Seniors

The keypad and it's buttons is a major factor for selecting a good mobile phone for a senior user. The elderly are not overly concerned about stylish handsets with their flat keypads and cramped buttons. They prefer a phone with a simple keypad configuration with large and widely-spaced buttons.

Let's look at a few large button cell phones for seniors and do a quick review of their easy-to-use keypads.

The Jitterbug is a premier cell phone for elderly users. And as expected its keypad and buttons are really fir for senior users. Here's what Cnet.com has to say with the keypad on these large button cell phones for seniors:

The usability of the keypad is where this phone really shines. There is a dedicated On/Off button, as well as large Yes and No buttons, along with two simple arrow keys in the middle to scroll through lists. The number keys are similarly large and amazingly tactile, making it very easy to dial by feel if you so choose. Using this phone couldn't be easier.

The keypad on large button cell phones for seniors may not look pretty but nothing can beat them when it comes to usability.

The UTStarcom Coupe 8630 also belongs to large button cell phones for seniors. The buttons are large and widely spaced so one can easily dial a number. This phone also has a dedicated 911 button which allows a user to call for emergency with a single touch of a button.

Some large button cell phones have keypads made out of special material that makes them ideal for elderly users. For example, the navigation and alphanumeric buttons on the Sanyo SCP 7050 are coated with a special material that gives them a a bubble like texture. Seniors can navigate the phone easily and dial numbers by feel due to this substance.

I would also like to mention that the lighting behind the buttons is an important factor. Size is not enough. A phone's buttons should also have good background light to allow a user to distinguish a particular key in low light conditions.

Large button cell phones are great for senior citizens. However, it takes more than just large buttons to make a good handset for senior users. The large button cell phones for seniors should also have a good display, a simple interface and other characteristics to be ideal for one's grandparents.

Harga Jual|Harga Beli|Baru&Bekas|Spesifikasi NOKIA N82

Nokia N82 has been launched recently with several sophisticated features which make it a worth buy for those who think of budgets lower than Nokia N93 or Nokia N95. Spesifikasi,Fitur,Baterai,, gambar,and Charge NOKIA N82 can found everywhere.The phone has high end features which one would not generally expect in such range of models. But Nokia has surprised everybody with its facilities. Below I have discussed in detail almost all things that you get in this new mobile phone.

Operating Frequency: The phone is unlocked and hence can easily operate in bands like GSM850/1800/1900 MHz (EGPRS), EGSM900 and WCDMA2100 (HSDPA). The phone can switch bands and modes automatically for readjustment to new network or frequency.

Dimensions: Nokia N82 is just 17.3 mm thick and has a length of 112mm. The width is 50.2mm and its volume is just 90cc. The phone weighs 114 gm only.

Memory Functions: The phone has swappable microSD memory card slot and has internal dynamic memory of up to 100Mb for applications, to do list, messages, images, ring tones and video clips.

For the next specification,will be explain under this text

The Specification of NOKIA N82

OS

• Symbian OS 9.2, S60 rel. 3.1

Messaging

• SMS, MMS, Email, Instant Messaging

Browser

• WAP 2.0/xHTML, HTML

Games

• Downloadable, order now

Colors

• Silver

Camera

• 5 MP, 2592 x 1944 pixels, Carl Zeiss optics, autofocus, video(VGA 30fps), xenon flash; secondary CIF videocall camera

Features

• Built-in GPS receiver
• A-GPS function
• Motion sensor (with UI auto-rotate)
• Installed Maps application covering over 100 countries
• Java MIDP 2.0
• MP3/AAC/AAC+/eAAC+/WMA player
• Video player
• 3.5 mm audio output jack
• TV out
• Stereo FM Radio
• Organizer
• Office document viewer
• T9
• Push to talk
• Voice dial/memo
• Built-in handsfree

HARGA BELI BARU : -

HARGA BELI BEKAS : Rp 2.750.000,00

HARGA JUAL KEMBALI : Rp 2.250.000,00

Harga Jual|Harga Beli|Baru&Bekas|Spesifikasi NOKIA N95

NOKIA N95 series was launched in April 2007.All features in various mobile phone was combined in Nokia N95.It's specification is also good.Spesifikasi,Fitur,Baterai,gambar,Charge NOKIA N95 was outspread in internet.The phone itself is a small, lightweight slider that will easily fit in your pocket. Nokia has abandoned the Nokia pop-connector in favor of USB for data transfer, which is a real blessing. They’ve also put a small set of near-laptop quality stereo speakers on either side of the case, which makes it easy to listen to music when you’re not using the headset. And, they’ve integrated a standard plug connector into the music controls so you can plug in your own headset.

The Specification of Nokia N95

1. Networks Supported

• 2G Network GSM 850 / 900 / 1800 / 1900
• 3G Network HSDPA 2100 ( HSDPA 850 / 1900 - American version )

2. Physical Specs

• Dimensions 99 x 53 x 21 mm, 96 cc
• Weight 128 g

3. Display

• Type - TFT, 16M colors
• Size - 240 x 320 pixels, 2.8 inches
• Accelerometer sensor for auto-rotate

4. Ringtones Supported

• Polyphonic (64 channels), Monophonic, True Tones, MP3

5. Memory

• Phonebook - Practically unlimited entries and fields, Photocall
• Call records - Detailed, max 30 days
• 8 GB internal memory
• 128 MB SDRAM memory
• Dual ARM 11 332 MHz CPU
• 3D Graphics HW Accelerator

6. Data Connectivity

• GPRS Class 32, 107 / 64.2 kbps
• HSCSD - Yes
• EDGE - Class 32, 296 kbps; DTM Class 11, 177 kbps
• 3G - HSDPA
• WLAN Wi-Fi 802.11 b/g, UPnP technology
• Bluetooth - v2.0 with A2DP
• Infrared port
• USB - v2.0 miniUSB

7. Features

• OS - Symbian OS 9.2, S60 rel. 3.1
• Messaging - SMS, MMS, Email, Instant Messaging
• Browser - WAP 2.0/xHTML, HTML
• Colors Black
• Camera - 5 MP, 2592 x 1944 pixels, Carl Zeiss optics, autofocus, video(VGA 30fps), flash; secondary CIF videocall camera

• Built-in GPS receiver
• A-GPS function
• Installed Maps application covering over 100 countries
• Dual slide design
• Java MIDP 2.0
• MP3/AAC/AAC+/eAAC+/WMA player
• 3.5 mm audio output jack
• TV out
• Stereo FM Radio
• Organizer
• Office document viewer
• T9
• Push to talk
• Voice dial/memo
• Built-in handsfree
• Battery - Standard battery, Li-Ion 1200mAH (BL-6F)
• Stand-by - Up to 280 h
• Talk time - Up to 6 h

HARGA BELI BARU : -

HARGA BELI BEKAS : Rp 2.500.000,00

HARGA JUAL KEMBALI : Rp 2.000.000,00

The five stages of Bank Adoption

Having now worked with many banks in many countries during my ten years in the industry, I believe that I now have enough raw data to postulate five phases of Bank Adoption of mobile banking. This is still theory and it would be good to test it with other experiences and this is why I am publishing it in an untested format.

The five stages of bank adoption of mobile banking is as follows:

• Phase One: Denial. During this phase the bank vehemently deny that they would ever need mobile banking. They explain why customers do not want to do transactions from silly things like mobile phones.
• Phase Two: Experimentation. A few young people in the IT department convince some managers to experiment with unimportant things like alerts. Take-up is slow especially because no marketing budget is spent on this. This fuels the opinions of skeptics.
• Phase Three: Collaboration. Marketing executives seeing that this is not going to go away start collaborating with (especially) mobile operators. Many different models for this exist, but all produce a solution partly mobile operator, partly bank. The marriage is uneasy but executives try to make it work and limited success is seen.
• Phase Four: Mainstream. The realisation suddenly dawns that it would be impossible to do banking without mobile banking. The bank starts investing heavily leveraging existing infrastructure. Existing Internet banking or ATM solutions are ported to many different types of handsets. Marketing budgets are spent on this new thing and uptake is good. The business case is however under pressure and doubts are raised regarding security
• Phase Five: Maturity. After lots of experiences banks realise that this is not a channel play, this is not an extension of classic banking, but a totally new thing. The CEO realises that many existing truths must be changed in order to grasp the full context of what mobile will do to banking. I think that this is the end state

Anyone out there that can re-enforce this theory with their own experiences?

Harga Jual|Harga Beli|Baru&Bekas|Spesifikasi NOKIA N96

NOKIA N96 series is made as multimedia mobile.it have double sliding design and good specification.It also have many features,such as GPS,5 Megapixel camera,email,Wi-Fi,digital TV,FM Radio,and HSDPA connection,internal memory(flash memory)up to 16 GB,and also micro SD eksternal memory.Spesifikasi,Fitur,Baterai,gambar,Charge NOKIA N96 can found everywhere.

The handset was publicly announced at Mobile World Congress in Barcelona 2008, and started selling in September 2008. Europe, Middle East and Asia-Pacific are the first locations to provide the handset for consumers. The American and Chinese versions are expected shortly thereafter. October 1st is set as the U.K. release date for the N96, although London has a separate date of September 24th when the device will go on sale exclusively at Nokia's flagship stores on Regent Street and at Terminal 5 (Heathrow airport).

Operating Frequency

• WCDMA2100/900 (HSDPA) / EGSM900, GSM850/1800/1900 MHz (EGPRS) with automatic switching
  
• DVB-H Class C, 470-750 MHz

Dimensions

• Volume: 92 cc
• Weight: 125 g
• Length: 103 mm
• Width: 55 mm
• Depth: 18 mm, locally up to 20 mm

Memory Functions

• 16GB internal flash memory, plus microSD memory card slot (hot swappable)
  
• 128MB RAM, 256MB system memory (operating system plus dynamic user data area)

Power Management*

• Battery: Nokia Battery BL-5F, 950 mAh
• Talk time: up to 150 / 220 minutes (WCDMA / GSM)
• Standby: up to 200 / 220 hours (WCDMA / GSM)

Display

• 2.8” QVGA (240 x 320 pixels) LCD TFT display with up to 16 million colors

Video Codecs and Formats

• MPEG-4 Part 2 (H.263/SP), MPEG-4 Part 10 (H.264/AVC), Windows Media Video (WMV9) up to VGA 30 fps, hardware-accelerated codec, scaled to max QVGA on device screen, or SDTV on TV-out
• RealVideo QCIF at 30 fps
• Flash video support in browser
• DRM support: OMA DRM 1, OMA DRM 2, WM DRM

Live TV

• Broadcast Television (DVB-H) Class C, 470-750 MHz with internal antenna.

Music Features

• Digital music player – supports MP3, AAC, eAAC+, WMA, album art
• Playlist editing, Equalizer, visualization, and sharing
• Search, browse and purchase songs online in Nokia Music Store – with support for Windows Media DRM protected files

Radio

• Stereo FM radio (87.5-108MHz, 76-90MHz) with support for RDS, Visual Radio™ and use of FM radio in offline mode
• Nokia Internet Radio

Camera

• Up to 5 megapixel (2592 x 1944 pixels)
• Carl Zeiss Optics: Tessar™ lens
• Auto-focus, auto-exposure
• F-number/aperture: F2.8
• Focal length: 5.2 mm
• Focus range 10 cm to infinity
• Dual-LED camera flash, video light, recording indicator, auto-focus assist light

Video Recording

• Video capture in MPEG-4 up to VGA at 30 fps
• Digital Video Stabilization
• Video clip length: limited by storage
• Video file format: .mp4 (default), .3gp (for MMS)
• Settings for scene, video light, white balance, color tone

Internet and Connectivity

• WLAN - IEEE802.11 g/b with UPnP support
• Hi-Speed USB 2.0 with Micro USB type B interface
• 3.5mm stereo headset plug , TV-out support (PAL/NTSC)
• Bluetooth 2.0 with A2DP stereo audio and Enhanced Data Rates (EDR)

HARGA BELI BARU : 5.725.000,00

HARGA BELI BEKAS : 4.900.000,00

HARGA JUAL KEMBALI : 4.000.000,00

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Harga Jual|Harga Beli|Baru&Bekas|Spesifikasi NOKIA N79

HP NOKIA N79 follow NOKIA N82 Series.Nokia apply Nokia Xpress-On cover that can replaced according to our style.Conform for teenagers because it's very simple and have many features. N79 also have good specification.Spesifikasi,Fitur,Baterai,gambar,Charge NOKIA N79 can easy found in internet.

The Nokia N79 is a GSM/WCDMA dual-mode multimedia computer supporting WCDMA/HSDPA, EGSM, and WLAN. Change the Xpress-on smart covers that automatically change the theme when attached. Use the Nokia N79 to connect to mobile broadband using WLAN or HSDPA (3.5G). Find directions and locations with the integrated A-GPS and included maps. Take photos with a 5-megapixel autofocus camera with a dual LED flash and automatic location tagging of images and videos. Enjoy videos, music, and graphics on the 2.4” QVGA display with orientation sensor. Additional features include UPnP, Bluetooth 2.0 +EDR, and USB 2.0 High-Speed.

The bar-shaped NOKIA N79 has a bit more modest feature list but has better (or so it seems to us) looks and a more compact boy. It still supports all the four GSM bands but the 3G works only on the 900 and 2100 MHz bands. The display on the N79 is a 2.4" QVGA TFT unit, capable of showing up to 16M colors. Wi-Fi, GPS and a 5 megapixel camera are some of its other more important features.

Nokia N79 also sports FM radio and FM transmitter, allowing you to broadcast your favorite tracks within a short range over radio waves.

SPECIFICATION OF NOKIA N79

General	2G Network	GSM 850 / 900 / 1800 / 1900
	3G Network	HSDPA 2100 / 900
Size	Dimensions	110 x 49 x 15 mm, 74 cc
	Weight	97 g
Display	Type	TFT, 16M colors
	Size	240 x 320 pixels, 2.4 inches
		- Downloadable themes
		- Touch-sensitive Navi wheel
		- Accelerometer sensor for auto-rotate
Ringtones	Type	Polyphonic (64 channels), MP3
		- Stereo speakers
Memory	Card slot	microSD (TransFlash), up to 8GB, hotswap
		- 50 MB internal memory
Data	GPRS	Class 11, 107 kbits
	HSCSD	Yes
	EDGE	Class 32, 296 / 177.6 kbits
	3G	HSDPA, 3.6 Mbps
	WLAN	Wi-Fi 802.11 b/g, UPnP technology
	Bluetooth	Yes, v2.0 with A2DP
	USB	Yes, v2.0 microUSB
Features	OS	Symbian OS 9.3, Series 60 v3.2 UI
	Messaging	SMS, MMS, Email, Instant Messaging
	Browser	WAP 2.0/xHTML, HTML, RSS feeds
	Games	Yes + Java downloadable
	Colors	Canvas white, Seal grey
	Camera	5 MP, 2592×1944 pixels, Carl Zeiss optics, autofocus, video(VGA 30fps), flash; secondary VGA videocall camera
		- Built-in GPS receiver
		- A-GPS support
		- Java MIDP 2.0
		- MP3/M4A/AAC/eAAC+/WMA player
		- Stereo FM radio with RDS
		- FM transmitter
		- TV out
		- 3.5 mm audio output jack
		- Push to Talk
		- Voice command/dial
		- PIM including calendar, to-do list and printing
		- Document viewer
		- T9
		- Photo/video editor
		- Integrated handsfree
Battery		Standard battery, Li-Ion 1200 mAh (BL-6F)
	Stand-by	Up to 372 h
	Talk time	Up to 5 h 30 min

HARGA BELI BARU : Rp 4.000.000,00

HARGA BELI BEKAS : Rp 3.250.000,00

HARGA JUAL KEMBALI : Rp 2.700.000,00

Harga Jual|Harga Beli|Baru&Bekas|Spesifikasi NOKIA N85

HP NOKIA N85 is a handphone that using quad-band,also tri-band UMTS,its design inspired from NOKIA N81.This Handphone supported by HSDPA for very fast download.Spesifikas,Fitur,Baterai,Gambar,Charge NOKIA N85 was outspread in internet.The specification of screen is 2.6 inch with AMOLED technology.Its standard features is slot jack 3.5 mm,mini USB,and GPS.Its Operating System using Symbian S60 UI and featured pack 2.
Two handset nokia Nseries - the Nokia N79 and Nokia N85 - appear to the public domain faster than expected. Photos from the physical specifications of the two gadgets and the latest Nokia is leaking through the website. Both use the Symbian S60 UI as the operating system and software already installed with Feature Pack 2.

The Nokia N85 is equipped with the key games and support the platform N-Gage mobile gaming device as the most up to date. Using a 2.6 inch screen with the strength 16juta color AMOLED display, where the mobile device will become the largest GSM mobile phones in the classroom. As an additional feature displays N85 camera with 5 megapixel power, WLAN and supports 3G/HSDPA connection. For additional storage on the N85 is also available microSD card slot. Features built-in GPS will be easier to geo-Tagging photos taken from the N85 camera.

SPECIFICATION :

Size

• Shape: two-way Slider
• Dimension: 103x50x16.0mm
• Weight: 128 g
• Volume: 76 cc

Screen and 3D

• Size: 2.6"
• Resolution: 320 x 240 pixel(QVGA) to 16.7 million colors
• Technology:OLED Active Matrix

Display Additional Information

• Light Control
• Sensor orientation
• Light sensor detection

Keypad and input methode

• numerik keypad at cover (tombol S60, multimedia keypad)
• slide keypad(media control/zoom/permainan) Navi™wheel
• media/zoom/special game keypad
• camera dan volume keypad
• multimedia keypad
• Navi™wheel
• Voice commands
• light keypad

Color and Cover

• Copper

Connector

• Connector Micro-USB, High-Speed USB 2.0
• Connector AV 3.5 mm

Battery BL-5K 1200 mAh Li-Ion

• Talk Time (maximum)

- GSM 6.9 hours
- WCDMA 4.5 hours
- VoIP 6 hours

• Standby Time (maximum)

- GSM 363 hours
- WCDMA 363 hours
- WLAN 172 hours
Memory

• microSD, hot swappable, maximum 8 GB
• internal 74 MB

HARGA BELI BARU : Rp 4.700.000,00

HARGA BELI BEKAS : Rp 4.000.000,00

HARGA JUAL KEMBALI : Rp 3.500.000,00