I started working on mobile banking and payment solutions in 1999. This is now ten years ago. If someone told me that this would be a marathon, I would not have believe them. During those early years, I came to realise that this is going to be a long journey and we structured ourselves accordingly. Growing our capacity in line with the market. Today, because of this strategy we are a very healthy business and able to serve our customers well.
The question is when to really start accelerating. If it was a race, we would be listening to hear the bell indicating the final round and if we paced ourselves well, we would still have capacity to speed up. It would be interesting to debate how this bell would sound in the mobile banking race. My view is that it would be number of transacting subscribers. When this industry produces somewhere between thirty and fifty million active subscribers, the bells would go off. When this bell starts ringing it will be up to those companies with enough resources to define the new industry. We definitely intend to be in the final pack.